Growth

The Cost Nobody Calculates

Amar Pandit , CFA , CFP

A few weeks ago, my colleague Rupesh was speaking to an MFD who is also a client of ours. He genuinely likes what we are building. He has seen our technology. He has met our team. He underst ....
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August 11, 2026 | 6 Minute Read

Growth

The Value Proposition Nobody Asked About

Amar Pandit , CFA , CFP

Last week, I wrote about the difference between building a B2C business and building a B2B business. Many of you messaged me privately. One message read, “Amar, if building an amazing ....
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July 21, 2026 | 6 Minute Read

Growth

The Business You Think You Are Building

Amar Pandit , CFA , CFP

Last week, my colleague Rupesh shared something interesting with me. He had met an MFD managing around Rs. 200 Crore. There was nothing unusual there except for one thing. He already had a f ....
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July 14, 2026 | 6 Minute Read

Growth

What Should You Let Go Of As You Grow?

Amar Pandit , CFA , CFP

Last Tuesday, I wrote a post titled The Most Expensive Sentence In Business. One line from that post generated a lot of responses. Every stage of growth requires letting go of something. At ....
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June 30, 2026 | 6 Minute Read

Growth

The Most Expensive Sentence in Business

Amar Pandit , CFA , CFP

"I am the only one who can do this." Gopal said it with complete conviction. He was a successful MFD in his early fifties.

June 23, 2026 | 7 Minute Read

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was My Financial Advisor, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money.
He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely.
He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines.
He has developed a board game Financial Premier League which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

The HappyRich Advisor Blog covers the core concepts of wealth management and introduces some profound concepts that even the savviest of you will find useful. Through this blog, Amar envisions sharing his rich experience and wisdom in the simplest way with all advisors so that they can build an awesome firm and make a happy difference in the lives of their clients.

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What's Amar Reading