What Moves The Needle?

Amar Pandit , CFA , CFP

Amar Pandit

A respected entrepreneur with 25+ years of Experience, Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books, Board Game and 700 + columns.

Shane Parrish said it best: “When we lack real problems, we create imaginary ones; when we lack meaningful work, we perfect the unimportant.”

In our profession, it’s easy to fall into this trap. We obsess over tweaking portfolios that don’t need tweaking. We spend hours perfecting a presentation slide or debating over a decimal point in performance reports. We obsess over product selection all in the name of optimization.

But let’s be honest—are these the things that grow your business?

Are they helping you serve your clients better? Or are they distractions disguised as productivity?

You can have the perfect report, but if you haven’t had a real conversation with a client in weeks, what’s the point?

You can spend hours researching a fund, but if you’re not prospecting, your future pipeline is already dying.

You can implement a new technology product, but if you’re not asking better questions, you’re not deepening trust.

The real work—the important work—is in having meaningful conversations. It’s in understanding what’s really going on in a client’s life. It’s in proactively guiding them through uncertainty, helping them stay on track, and reminding them what their money is for.

It’s also in prospecting, building deeper relationships, developing your people, and refining your client experience.

These are the things that drive growth. These are the things that matter.

So the question is: Are you doing work that truly moves the needle? Or are you perfecting the unimportant?

Your clients won’t remember how polished your report was.
They remember how you made them feel.

Ask yourself: What is the most important thing I should be doing right now that I’m avoiding?

And then go do that.

Every day, you get to choose.

And the world class professionals who focus on the important—not just the urgent—are the ones who build enduring firms.

The rest? They stay busy. But they don’t really move the needle.