Master the Minutes

Amar Pandit , CFA , CFP

Amar Pandit

A respected entrepreneur with 25+ years of Experience, Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books, Board Game and 700 + columns.

Philip Dormer Stanhope “Take care of the minutes; for hours will take care of themselves.

When I read that quote, I immediately remembered our post on procrastination. It fits perfectly. 

In the work of a financial professional, especially one wearing the hat of an MFD, time is your most precious capital.Yet we often ignore the minutes, the small decisions, the tiny steps, and then wonder why the hours fall apart.

In our earlier post, we said: procrastination is rarely about timeIt is about uncomfortable emotions. Fear of failing. A task is unappealing. A job too overwhelming. What Stanhope calls the minutes are those tasks. Those small actions you decide to take or delay. Every call you postpone. Every client meeting you push off. Every file you leave open. Every idea you never begin. They are the minutes.

If you ignore the minutes, the hours will not magically align. If you allow distraction, small friction, and emotional discomfort to rule those minutes, then the hours will drift, multiply, and go to waste. Your business growth stalls. Productivity dissolves. Your own sense of control slips.

As an MFD, you do not have the luxury of doing everything. You will never catch up if you let the minutes slip. The client query you could answer in five minutes becomes a crisis. The new business contact you could call becomes cold. The annual review you skip becomes a long service gap. These are the minutes. Take care of them.

Focus on small acts of discipline. Book that meeting. Send that report. Make that plan. Talk to that client. Review that portfolio. Finish the paperwork. Make the phone call. It does not feel like a transformation at that moment. But it is. Because hours will take care of themselves when you title the minutes correctly.

In your practice, you will face big tasks: succession planning. Recruiting talent. Improving the client experience. But every big task is built on minutes. You cannot change your practice in one swing. You change it one meeting, one client conversation, one follow-up, one prototype of your process at a time.

Let the minutes be your laboratory of change. Let them be your practice field. Let them be where you build consistency, character, and yes, discipline. Let the hours: the growth, the scale, the impact  follow.

If you want to stop procrastinating, don’t start by trying to overhaul your entire businessStart by attending to the next five minutes. Make the small decision. Take the small step. Be the creator of small changes.

Over your career, your clients will remember not how many hours you worked, but how consistently you showed up, how you eased friction, and how you turned small promises into real performance. The minutes you honor will become hours of mastery, decades of trust, and a practice built on clarity.

Because if you take care of the minutes, your hoursyour business, your purpose, your legacy will indeed take care of themselves.