The Most Important Skill for You

Amar Pandit , CFA , CFP

Amar Pandit

A respected entrepreneur with 25+ years of Experience, Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books, Board Game and 700 + columns.

What sets the best financial professionals apart?

It’s not their technical knowledge, investment acumen, or even their ability to predict market trends. Those are important, but they aren’t the defining factors.

The most important skill you can develop as a real financial professional is your ability to be present, human, and curious with your clients.

Being present means truly listening. Not just hearing words, but understanding the emotions, fears, and aspirations behind them. It’s about giving your client your full attention, undistracted by emails, notifications, or your own agenda.

When you’re present, your clients feel valued. They feel seen. They feel heard. And in a world that’s constantly rushing, this kind of attention is rare and powerful.

Being human means showing empathy. It’s about connecting on a deeper level, beyond numbers and strategies. Your clients aren’t just portfolios; they’re people with dreams, families, and lives.

When you show you care, trust is built. And trust is the foundation of every successful financial relationship.

Being curious means asking the right questions. It’s not about showing how much you know but learning what matters most to your clients. What keeps them up at night? What do they want their wealth to achieve? What legacy do they want to leave?

Curiosity opens doors. It uncovers the “why” behind the decisions. It helps you align their money with their values and create meaningful strategies.

Master these skills—presence, humanity, and curiosity—and you’ll transform your relationships. Your clients won’t just see you as a financial professional; they’ll see you as a partner in their journey.

And that’s when the magic happens. Because in this business, relationships are everything.