The Heaviest Things in Life

Amar Pandit , CFA , CFP

Amar Pandit

A respected entrepreneur with 25+ years of Experience, Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books, Board Game and 700 + columns.

What’s weighing you down?

It’s not iron. It’s not gold.

It’s the unmade decisions in your life.

As a financial professional, you know how important decisions are for your clients. Yet, many struggle to make critical decisions for their own businesses.

Should I hire more team members?
Should I invest in better technology?
Should I explore a succession plan?
Should I collaborate with a partner who can help me grow?

These unmade decisions don’t just sit there—they pile up. They consume your energy. They create stress. And they hold you back from taking your firm to the next level.

Every unmade decision is a missed opportunity. It’s time you could have spent growing, improving, or scaling. It’s money you’re leaving on the table.

Indecision also sends a message to your team, your clients, and even yourself. It says, “I’m okay with things staying the way they are.”

But are you really okay with that?

The truth is, unmade decisions don’t go away. They follow you. They grow heavier. And eventually, they demand to be dealt with.

The solution is simple: act.

Even a small step forward is better than standing still. Make the decision. Hire the person. Try the technology. Explore the partnership.

Yes, there’s risk in every decision. But there’s far greater risk in doing nothing.

Because inaction isn’t neutral—it’s a decision to stay stuck.

As financial professionals, you encourage your clients to act in their best interest. To invest. To plan. To grow.

Now it’s time to take your own advice.

Unmade decisions are the heaviest things in life. Don’t let them weigh you down. Make the call, take the step, and move forward. Your future self will thank you.