The Secret

Amar Pandit , CFA , CFP

Amar Pandit

A respected entrepreneur with 25+ years of Experience, Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books, Board Game and 700 + columns.

Ajay looked at me as if I had some secret formula hidden in a drawer somewhere. “How did you manage to write six books and so many posts?” he asked. “I find it difficult to even write one.”

I smiled. Because I knew exactly what he meant.

We all live in a world that rewards speed and praises busyness. The more you do, the more productive you feel. The more meetings, calls, WhatsApp messages, service requests, and fire-fighting episodes you face in a day, the more successful you think you are.

But you are not.
You are exhausted.
And you end up doing everything except the work that truly matters.

When Ajay asked me that question, I told him my answer can be found in a powerful little book by Cal Newport. It is called Slow Productivity. And the three principles he shares in that book are the exact ones I have unknowingly lived by for decades. They are the reason I can sit and write with clarity, depth, and consistency. They are also the reason I do not get overwhelmed by the noise around me.

These three principles are simple. But they are game-changing.

Do fewer things.
Work at a natural pace.
Obsess over quality.

Let me show you how these apply to you as a financial professional. Because this is not a book summary. This is a mirror.

Look at your day.
Count how many things you are trying to do in the next 24 hours.

You are answering WhatsApp messages.
You are responding to random client queries.
You are chasing statements.
You are chasing transactions.
You are resolving issues.
You are preparing reports.
You are negotiating with AMCs.
You are solving KYC problems.
You are talking to new prospects.
You are worrying about old clients.
You are thinking about your business.
You are thinking about your competition.
You are thinking about the markets.
You are thinking about your revenue
You are thinking about finding staff.

You are attending sessions by so many people who are demanding your attention.

You are attending events.
You are firefighting.

This is not productivity.
This is chaos wearing a tie.

If you are trying to do everything, you will do nothing well. You will stay stuck in the urgent. You will never reach the important.

Now imagine applying the first principle. Do fewer things.

What if you decide the three most important things for your business in the next ninety days?

Not thirty things. Not fifty things. Just three.

For example,

  1. Build a real client experience process
  2. Upgrade your top clients and deepen relationships
  3. Strengthen your team and remove yourself from operations

If you focus only on these three, everything changes. Your energy becomes concentrated. Your work becomes meaningful. Your decisions become sharper. You stop reacting and start creating.

Now, let us look at the second principleWork at a natural pace.

We live in a culture where speed is worshipped. If you do not reply in five minutes, people think you are irresponsible. If you do not run around every day, you think you are not working hard enough. If you do not push yourself until you collapse, you think you are not serious.

This mindset destroys quality.

Your best work never comes from frenzy. It comes from rhythm. It comes from flow. It comes from clarity. The best ideas in my books were not written at midnight while panicking over deadlines. They were written early in the morning, in calmness, at my natural pace. When I paused. When I thought. When I reflected.

Financial guidance is emotional work, not mechanical work. You cannot give your clients clarity if you are rushing through your own chaos. You cannot inspire discipline when you are running on fumes. When you slow down, you think better. When you think better, you act better. When you act better, your business improves.

The third principle is the biggest one. Obsess over quality.

Look at the biggest financial professionals in the world. The ones managing billions. They do not try to serve everyone. They do not chase every client. They do not offer every product. They focus on one thing. They obsess over quality. Quality of client experience. Quality of planning. Quality of service. Quality of everything they do.

What about you?

As an MFD, you are often pulled in twenty directions. You are doing transactions. You are filling forms. You are running behind signatures. You are doing service work. You are attending to minor issues. You are sacrificing strategic thinking for reactive work. You sacrifice quality for quantity.

But write this down.

Quantity is the enemy of quality.
And without quality, your business cannot grow in a sustainable way.

When you obsess over quality, your business transforms. You slow down enough to think. You slow down enough to design. You slow down enough to listen deeply to your clients. You stop treating your work as admin. You start treating your work as craft.

Writing six books was not magic. It was not speed. It was not some secret productivity hack. It was commitment to fewer things, done well, at a steady pace.

And that is exactly how you can build a world-class MFD business.

Imagine applying these three principles to your practice.

Do fewer things.

Choose the three or four pillars that will change everything.
Client experience.
Processes.
Deep relationships.
High value work.

Drop the rest.

Work at a natural pace.
Not frantic.
Not rushed.
But thoughtful.
Systematic.
Consistent.

Obsess over quality.

Create a client experience so good that clients talk about you.
A service structure so efficient that it frees you to focus on real advice.
A financial life planning approach so powerful that your clients build HappyRich lives.

Let me give you one more perspective.

Slow productivity does not mean slow growth.
It means smart growth.
It means meaningful growth.
It means growth that compounds.

Your business will grow faster when you stop trying to do everything. Your team will become stronger when your energy is not scattered. Your clients will trust you more when you are present, thoughtful, and calm.

Busy is not a badge of honor. Busy is a mask that hides what you are avoiding.

Real productivity is not doing more. It is doing what matters. Real progress is not built by running faster. It is built by running with direction.

The next time you find yourself overwhelmed, remember this.

Do fewer things.
Work at a natural pace.
Obsess over quality.

This is how you scale.

This is how you build something meaningful.
This is how you grow without burning out.
This is how you create work that lasts.